September 5 – Alper Ünalan
Date: 5 September 2025, Friday Time: 09.30 Place: MA - 202 “THE IMPACT OF BANKING MARKET STRUCTURE ON SME DEVELOPMENT: EVIDENCE FROM TÜRKİYE” by Alper Ünalan (Advisor : Assoc. Prof. A.Başak Tanyeri Günsur) Abstract This thesis examines the influence of local banking structures on the opening, closing, and performance of small and medium enterprises (SMEs) in Türkiye. Specifically, it investigates the roles of state-owned, foreign, and domestic banks in facilitating the creation, growth, and survival of SMEs. The research draws on annual data from 2008 to 2022, combining banking statistics, firm performance indicators, and macroeconomic measures. The findings show that state-owned banks are particularly important in fostering the creation of new SMEs, as they provide favorable financing conditions. They also play a stabilizing role during economic downturns by supporting profitability…
